FinSmartly Application Privacy Agreement

1. Agreement Updates and Explanations

This privacy agreement was last updated on 16 December 2024. We welcome you to use the FinSmartly application (hereinafter referred to as "this application"). We are fully aware of the importance of privacy to you and always consider the protection of your personal information to be a top priority. Before using this application, please read this privacy agreement carefully to clearly understand our specific practices regarding the collection, use, sharing, and security of your information, as well as the rights you have.

2. Scope of Information Collection

1. Device-related Information: We will collect information about the model of the device you are using, its unique identifier, and the operating system version, among others. This information helps us to better understand the characteristics of your device, allowing us to optimise the application for compatibility with your device, ensuring that you receive a stable and smooth service experience while using it.

2. Usage Data and Preferences: This application will record your operational behaviour during usage, including but not limited to browsing history, search records, frequency of use, and your configured preference options. By analysing this data, we can accurately push personalised content that matches your interests and needs, while continuously optimising various functions of the application based on your feedback to create a more considerate and convenient usage environment for you.

3. Purpose of Information Use

Utilisation of Device Information: By collecting and analysing device information, we can anticipate potential compatibility issues in advance and make timely adjustments, effectively reducing abnormal situations such as lag or crashes during application operation, thereby providing you with consistently stable service.

Realisation of Personalised Services: Through comprehensive and detailed analysis of your usage data and preference settings, we can gain deep insights into your personalised needs and interests, allowing us to tailor content recommendations and service plans specifically for you. We highly value your feedback, using it as an important basis for the continuous improvement of application functions, aiming to provide you with a higher quality and more efficient service experience.

4. Principles of Information Sharing and Disclosure

We solemnly promise that we will not sell, rent, or disclose your personal information to any third party in any other form without obtaining your explicit consent or as required by law and regulations. We deeply understand the importance of information security and privacy protection, and we will always adhere to this principle to fully protect your information security and privacy rights.

5. Information Security Protection Measures

We employ a series of reasonable and advanced technical means and strict management processes to comprehensively protect your personal information from unauthorised access, use, or disclosure. However, it should be noted that, due to the complexity and openness of the Internet environment, despite our best efforts, we cannot absolutely guarantee the security of your information. We will continue to pay attention to developments in information security technology, continually upgrading and improving our security protection system to safeguard your information security.

6. User Rights Statement

You have full control over your information within this application. You can log into the application at any time to view your personal information and update or delete it as needed. In addition, you can flexibly manage the application's tracking preferences for your information by adjusting the privacy settings of your operating system, ensuring that your privacy is maximally protected. We respect and support your exercise of these rights; if you encounter any issues during the process or need assistance, our customer service team is always ready to help you.

7. Minor Information Protection Policy

This application clearly stipulates that it is not suitable for children under the age of 17. We always adhere to a strict information protection policy for minors, resolutely prohibiting intentional collection of personal information from minors. If you find that we have mistakenly collected information from minors, please contact us immediately, and we will promptly take effective measures to delete such information and comprehensively review and optimise our information collection processes to prevent similar situations from occurring again.

8. Privacy Agreement Change Notification

In order to adapt to the constantly changing legal and regulatory requirements and business development needs, we may periodically revise and update this privacy agreement. When making any changes, we will publish a notification in a prominent position within the application in a timely manner, providing you with detailed explanations of the content and reasons for the changes, and seeking your consent. Please closely monitor the notifications within the application to stay informed about the latest developments regarding the agreement. The final interpretation of this privacy agreement belongs to FinSmartly.

9. Contact Us

If you have any questions, suggestions, or need further information regarding the contents of this privacy agreement, please contact us at the following address:89, Deodhar Rd, Matunga East, Mumbai, Maharashtra 400019, India

Thank you again for choosing the FinSmartly application. We sincerely hope to provide you with a high-quality, safe, and reliable service experience, allowing you to use it without any worries.